SUPER NACHOS

1 lb. Hamburger
1 onion chopped
Seasoned w/salt, pepper, garlic salt & cumin
1 can refried beans
1 cup cheddar cheese
1 cup Monterey jack cheese
¾ c. taco sauce

Spray 9 x 11 w/pam. Layer beans, hamburger & cheeses. Top layer cheeses. Drip taco sauce on top.

Bake 400 20 - 25 min.

Serve w/tostitoes or tortilla chips.